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Paycheck Stats
Paycheck Stats

$48,000 a year is how much an hour?

Official

$48,000 a year as hourly and monthly pay, and after tax in any state.

From IRS and Social Security Administration 

$48,000 a year is

$23.08 an hour

40 hours a week, 52 weeks, before tax

A week
$923.08
Two weeks
$1,846.15
A month
$4,000.00
State
Pay type
$
Pay frequency
Filing status
More options
% of pay

Percent of gross pay, before tax.

$per paycheck

Pre-tax, per paycheck.

$per paycheck

Form W-4 step 4(c), per paycheck.

Take-home pay every two weeks

$1,567.23

A $48,000 salary in Texas leaves about $1,567.23 every two weeks after taxes, or $40,748 a year.

Per year
$40,748
Gross per paycheck
$1,846.15
Effective tax rate
15.1%
tax owed over gross pay
Marginal rate
19.6%
on the next dollar

Where the money goes

  • Take-home85%
  • Federal income tax7%
  • Social Security and Medicare8%
Gross pay$1,846.15
Federal income tax−$137.69
Social Security−$114.46
Medicare−$26.77
Take-home pay$1,567.23

How much is $48,000 a year per hour, week and month?

$48,000 a year is $23.08 an hour, $923.08 a week, $1,846.15 every two weeks and $4,000 a month at 40 hours a week. The salary to hourly calculator converts any other salary.

How this is calculated
  1. The hourly rate is the salary divided by 40 hours times 52 weeks.
  2. Monthly pay is the salary divided by 12, before any tax.

How much is $48,000 a year after taxes?

In the median state, California (ranked 26th of 51 on take-home pay at $48,000 a year), $48,000 takes home $39,256 a year. The most it takes home is $40,748, in 8 states (the 7 with no income or payroll tax, and North Dakota, where $48,000 owes no state income tax).

How this is calculated
  1. The median state is the 26th of 51 when the states are ranked by take-home pay on this salary.
  2. The reference worker is a single filer with one job, paid every two weeks, with a standard Form W-4 and no pre-tax deductions, under 65.

How much is $48,000 a year a month after taxes?

That is $3,271 a month after taxes in the median state, California. Each paycheck every two weeks comes to $1,504.27.

A month after tax
$3,271.31
California
Every two weeks
$1,504.27
A week
$754.92
A year
$39,256

How much is $48,000 after taxes in each state?

Take-home pay runs from $40,748 in 8 states (the 7 with no income or payroll tax, and North Dakota, where $48,000 owes no state income tax) to $37,362 in Oregon, a gap of $3,386 a year. Federal income tax is the same in every state, under the 2026 federal tax brackets, so the gap is state and local tax.

$37K$38K$39K$40K$41KFloridaNevadaNew HampshireNorth DakotaSouth DakotaTennesseeTexasWyomingAlaskaWashingtonArizonaSouth CarolinaOhioLouisianaNew MexicoIowaMississippiVermontMissouriArkansasNebraskaWest VirginiaNorth CarolinaIdahoWisconsinCaliforniaNew JerseyMontanaPennsylvaniaUtahKentuckyOklahomaColoradoGeorgiaRhode IslandWashington, DCMichiganMaineKansasVirginiaConnecticutMinnesotaAlabamaHawaiiDelawareIllinoisNew YorkMassachusettsIndianaMarylandOregonMedian $39,256$40,748$37,362
Yearly take-home on $48,000, single filer, paid every two weeks.
How this is calculated
  1. The same $48,000 salary runs through the rules of all 50 states and DC for 2026.
  2. The reference worker is a single filer with one job, paid every two weeks, with a standard Form W-4 and no pre-tax deductions, under 65.

Is $48,000 a good salary?

It is below the middle: $48,000 is more than 45% of US workers earn, but less than half of them. The US median wage is $50,980 a year. The income percentile calculator places any other pay.

10th
25th
Median
75th
90th
$48,000

Wage statistics cover employees in all jobs, full and part time, not the self-employed.

What is $48,000 worth in each state?

$48,000 goes furthest in South Dakota, where it buys what $54,185 buys at average US prices. After tax there, it is worth $45,998.

How this is calculated
  1. Each amount is divided by the state's price level (the regional price parity, US average = 100).

Which jobs pay about $48,000 a year?

39 common jobs have a median pay near $48,000, such as secretaries and administrative assistants, maintenance and repair workers, and first-line supervisors of retail sales workers.

Jobs that pay about $48,000
OccupationEmploymentMedian wageTake-home at the median
Secretaries and Administrative Assistants, Except Legal, Medical, and Executive1,706,790$47,540$38,910
Maintenance and Repair Workers, General1,529,700$49,590$40,432
First-Line Supervisors of Retail Sales Workers1,121,800$48,520$39,646
Construction Laborers1,096,780$47,120$38,595
Medical Secretaries and Administrative Assistants961,610$45,930$37,702
Medical Assistants817,870$45,690$37,522
Industrial Truck and Tractor Operators774,420$46,420$38,070
Inspectors, Testers, Sorters, Samplers, and Weighers597,370$48,570$39,683
Pharmacy Technicians471,680$45,750$37,567
Social and Human Service Assistants437,860$45,930$37,702
Billing and Posting Clerks404,060$48,500$39,631
Bus Drivers, School402,930$47,920$39,196
Dental Assistants387,790$48,070$39,308
Self-Enrichment Teachers332,110$46,800$38,355
Exercise Trainers and Group Fitness Instructors322,930$47,160$38,625
Coaches and Scouts248,950$47,320$38,745
Electrical, Electronic, and Electromechanical Assemblers, Except Coil Winders, Tapers, and Finishers246,970$45,850$37,642
Painters, Construction and Maintenance225,190$49,400$40,294
Insurance Claims and Policy Processing Clerks214,260$49,230$40,169
Dispatchers, Except Police, Fire, and Ambulance202,810$50,340$40,980
Office and Administrative Support Workers, All Other192,260$45,670$37,507
Health Technologists and Technicians, All Other182,610$50,290$40,944
Court, Municipal, and License Clerks179,750$48,700$39,781
First-Line Supervisors of Housekeeping and Janitorial Workers178,760$49,100$40,074
Installation, Maintenance, and Repair Workers, All Other176,300$49,230$40,169
Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic171,200$46,330$38,002
Loan Interviewers and Clerks164,790$50,020$40,747
Bill and Account Collectors158,830$47,030$38,528
Coating, Painting, and Spraying Machine Setters, Operators, and Tenders158,740$48,250$39,443
Highway Maintenance Workers154,960$50,260$40,922
Interviewers, Except Eligibility and Loan148,060$45,920$37,695
Refuse and Recyclable Material Collectors147,240$49,690$40,505
Printing Press Operators144,260$45,780$37,590
Information and Record Clerks, All Other134,920$49,500$40,367
Veterinary Technologists and Technicians129,140$47,380$38,790
Multiple Machine Tool Setters, Operators, and Tenders, Metal and Plastic124,590$47,180$38,640
First-Line Supervisors of Personal Service Workers114,110$48,590$39,699
Healthcare Support Workers, All Other109,740$48,430$39,578
First-Line Supervisors of Entertainment and Recreation Workers, Except Gambling Services103,190$48,560$39,676

Medians are national; pay for the same job differs by state.

Nearby salaries

Salaries near $48,000 with their own page are $46,000, $47,000, $49,000 and $50,000; the next one up is $49,000 a year. The closest hourly wage with its own page is $23 an hour. The pay raise calculator shows what a move between them keeps after tax. The salary after tax hub lists every other salary.

Questions people ask

How much is $48,000 a year a week after taxes?

In the median state, California, $48,000 takes home $754.92 a week after taxes.

How much is $48,000 a year biweekly before taxes?

Paid every two weeks, $48,000 is $1,846.15 per paycheck before taxes, and $1,504.27 after taxes in the median state.