Maryland paycheck calculator
OfficialTake-home pay in Maryland per paycheck and per year, from the 2026 federal and state rules.
Every Maryland resident pays a local income tax.
More options
Percent of gross pay, before tax.
Pre-tax, per paycheck.
Form W-4 step 4(c), per paycheck.
Take-home pay every two weeks
$2,159.80
A $75,000 salary in Maryland leaves about $2,159.80 every two weeks after taxes, or $56,155 a year.
- Per year, as paid
- $56,155
- $56,207 after filing
- Gross per paycheck
- $2,884.62
- Effective tax rate
- 25.1%
- tax owed over gross pay
- Marginal rate
- 37.6%
- on the next dollar
Where the money goes
- Take-home75%
- Federal income tax10%
- Social Security and Medicare8%
- Maryland income tax4%
- Local tax3%
Employers withhold $2.02 more state tax per paycheck than you owe, so expect about $52 back when you file. That makes take-home $56,207 a year after filing.
How much is taken out of a paycheck in Maryland?
On this pay, $724.82 every two weeks (25.1%) goes to taxes: $295.00 federal income tax, $220.67 Social Security and Medicare, $124.96 Maryland income tax, and $84.18 Montgomery County local tax. Federal income tax follows the 2026 federal tax brackets. Social Security and Medicare make up the FICA tax.
How this is calculated
- Each tax is the yearly amount for this pay divided by the number of paychecks.
- The share is all taxes divided by gross pay.
What is the Maryland income tax rate in 2026?
Maryland taxes wages at 2% to 6.5% across 10 brackets in 2026. The Maryland income tax rate page has the brackets and the tax on common salaries.
Single
| Taxable income over | Rate |
|---|---|
| $0 | 2% |
| $1,000 | 3% |
| $2,000 | 4% |
| $3,000 | 4.75% |
| $100,000 | 5% |
| $125,000 | 5.25% |
| $150,000 | 5.5% |
| $250,000 | 5.75% |
| $500,000 | 6.25% |
| $1,000,000 | 6.5% |
Married filing jointly
| Taxable income over | Rate |
|---|---|
| $0 | 2% |
| $1,000 | 3% |
| $2,000 | 4% |
| $3,000 | 4.75% |
| $150,000 | 5% |
| $175,000 | 5.25% |
| $225,000 | 5.5% |
| $300,000 | 5.75% |
| $600,000 | 6.25% |
| $1,200,000 | 6.5% |
Head of household
| Taxable income over | Rate |
|---|---|
| $0 | 2% |
| $1,000 | 3% |
| $2,000 | 4% |
| $3,000 | 4.75% |
| $150,000 | 5% |
| $175,000 | 5.25% |
| $225,000 | 5.5% |
| $300,000 | 5.75% |
| $600,000 | 6.25% |
| $1,200,000 | 6.5% |
How much is $75,000 a year after taxes in Maryland?
A $75,000 salary takes home $56,207 a year in Maryland, an effective tax rate of 25.1%. Across the table, $30,000 takes home $24,477 and $250,000 takes home $162,718.
- Take-home per year
- Gross salary
How this is calculated
- Each salary runs through the same calculation as the result above, with the filing status and pay frequency you chose and no other deductions.
How much is $25 an hour after taxes in Maryland?
At 40 hours a week, $25 an hour takes home $40,405 a year in Maryland, about $777.02 a week.
| Hourly rate | Gross per year | Take-home per year | Per month | Per paycheck | Per week | Effective rate |
|---|---|---|---|---|---|---|
| $15.00 an hour | $31,200 | $25,346 | $2,112.17 | $972.83 | $487.42 | 18.8% |
| $17.00 an hour | $35,360 | $28,358 | $2,363.15 | $1,088.67 | $545.34 | 19.8% |
| $18.00 an hour | $37,440 | $29,864 | $2,488.65 | $1,146.59 | $574.30 | 20.2% |
| $20.00 an hour | $41,600 | $32,876 | $2,739.63 | $1,262.43 | $632.22 | 21% |
| $22.00 an hour | $45,760 | $35,887 | $2,990.62 | $1,378.27 | $690.14 | 21.6% |
| $25.00 an hour | $52,000 | $40,405 | $3,367.10 | $1,552.03 | $777.02 | 22.3% |
| $28.00 an hour | $58,240 | $44,923 | $3,743.58 | $1,725.79 | $863.90 | 22.9% |
| $30.00 an hour | $62,400 | $47,935 | $3,994.57 | $1,841.63 | $921.82 | 23.2% |
| $35.00 an hour | $72,800 | $54,834 | $4,569.53 | $2,107.00 | $1,054.51 | 24.7% |
| $40.00 an hour | $83,200 | $61,324 | $5,110.33 | $2,356.60 | $1,179.31 | 26.3% |
| $45.00 an hour | $93,600 | $67,814 | $5,651.13 | $2,606.20 | $1,304.11 | 27.5% |
| $50.00 an hour | $104,000 | $74,176 | $6,181.33 | $2,853.83 | $1,426.46 | 28.7% |
How this is calculated
- Yearly pay is the hourly rate times 40 hours times 52 weeks.
- The reference worker is a single filer with one job, paid every two weeks, with a standard Form W-4 and no pre-tax deductions, under 65.
Is $75,000 a good salary in Maryland?
It is above the middle: $75,000 is more than 61% of Maryland workers earn. The Maryland median wage is $59,510 a year, which leaves $45,842 after taxes.
Wage statistics cover employees in all jobs, full and part time, not the self-employed.
How this is calculated
- The share comes from the published 10th, 25th, 50th, 75th and 90th percentile wages for the state, with a log scale between them.
- Outside the 10th and 90th percentiles the page says so instead of estimating.
How does Maryland take-home pay compare with other states?
On a $75,000 salary, Maryland ranks #50 of 51 for take-home pay, $2,556 less than the median state, Oklahoma. See all 50 states and DC ranked in take-home pay by state.
How this is calculated
- The same $75,000 salary runs through the rules of all 50 states and DC.
- States are ranked by yearly take-home pay; states that show the same whole dollar share a rank.
- The reference worker is a single filer with one job, paid every two weeks, with a standard Form W-4 and no pre-tax deductions, under 65.
What is a Maryland paycheck worth in local prices?
Prices in Maryland are 5% above the US average, so $75,000 here buys what $71,456 buys at average US prices. After tax, the $56,207 take-home is worth $53,552.
- Take-home per year
- $56,207
- Maryland price level
- 105.0
- US average = 100
- Worth at national prices
- $53,552
- #47 of 51 for take-home at national prices, 1 goes furthest
Price levels describe the whole state; cities are often higher and rural areas lower.
How this is calculated
- Each amount is divided by the state's price level (the regional price parity, US average = 100).
How are bonuses taxed in Maryland?
Employers withhold 22% federal tax plus 6.5% Maryland tax on a bonus, along with Social Security and Medicare. On a $10,000 bonus, $3,935 is withheld, including $320 of Montgomery County tax, and $6,065 reaches your account.
- Federal at 22%
- $2,200.00
- Social Security and Medicare
- $765.00
- Maryland withholding
- $650.00
- Bonus after withholding
- $6,065.00
Withholding is not the final tax: the return settles what the bonus really owes.
How this is calculated
- The bonus is paid on top of a $75,000 salary, with federal tax withheld at the flat supplemental rate.
- The bonus tax calculator shows any bonus in any state.
Does Maryland tax overtime and tips?
Yes. Maryland taxes overtime and tips in full. Federal law lets workers deduct qualified tips and the extra half of overtime pay, within limits, from 2025 to 2028, but Maryland has not adopted that.
What are the Maryland county income tax rates?
All 23 Maryland counties and Baltimore City tax residents' wages, at 2.25% to 3.3%. State comparisons on this page use Montgomery County. Pick yours in the calculator to include it.
| Locality | Kind | Resident rate | Note |
|---|---|---|---|
| Allegany County | county | 3.2% | 3.2% of Maryland taxable income for residents |
| Anne Arundel County | county | none | 2.70% to 3.20% of Maryland taxable income, in brackets |
| Baltimore County | county | 3.2% | 3.2% of Maryland taxable income for residents |
| Baltimore City | city | 3.2% | 3.2% of Maryland taxable income for residents |
| Calvert County | county | 3.2% | 3.2% of Maryland taxable income for residents |
| Caroline County | county | 3.2% | 3.2% of Maryland taxable income for residents |
| Carroll County | county | 3.03% | 3.03% of Maryland taxable income for residents |
| Cecil County | county | 2.74% | 2.74% of Maryland taxable income for residents |
| Charles County | county | 3.03% | 3.03% of Maryland taxable income for residents |
| Dorchester County | county | 3.3% | 3.3% of Maryland taxable income for residents |
| Frederick County | county | none | 2.25% to 3.20% of all Maryland taxable income, by income level |
| Garrett County | county | 2.65% | 2.65% of Maryland taxable income for residents |
| Harford County | county | 3.06% | 3.06% of Maryland taxable income for residents |
| Howard County | county | 3.2% | 3.2% of Maryland taxable income for residents |
| Kent County | county | 3.3% | 3.3% of Maryland taxable income for residents |
| Montgomery County | county | 3.2% | 3.2% of Maryland taxable income for residents |
| Prince George's County | county | 3.2% | 3.2% of Maryland taxable income for residents |
| Queen Anne's County | county | 3.2% | 3.2% of Maryland taxable income for residents |
| St. Mary's County | county | 3.2% | 3.2% of Maryland taxable income for residents |
| Somerset County | county | 3.2% | 3.2% of Maryland taxable income for residents |
| Talbot County | county | 2.4% | 2.4% of Maryland taxable income for residents |
| Washington County | county | 2.95% | 2.95% of Maryland taxable income for residents |
| Wicomico County | county | 3.2% | 3.2% of Maryland taxable income for residents |
| Worcester County | county | 2.25% | 2.25% of Maryland taxable income for residents |
How much does a minimum wage job pay in Maryland after taxes?
Full time at $15 an hour, a Maryland minimum wage job takes home $25,346 a year after taxes. Each paycheck every two weeks comes to $972.83. The Maryland minimum wage page has the 2027 rate and the history.
- Minimum wage
- $15.00
- an hour
- Full time, before tax
- $31,200
- Take-home per year
- $25,346
- Per hour after tax
- $12.19
How this is calculated
- Full time is $31,200 a year: the hourly rate times 40 hours times 52 weeks.
- The reference worker is a single filer with one job, paid every two weeks, with a standard Form W-4 and no pre-tax deductions, under 65.
What changes in Maryland paychecks in 2027?
From January 1, 2027, take-home pay on a $75,000 Maryland salary falls by $57 a year (projected). Each biweekly paycheck falls by $2.19. Maryland paid family and medical leave (FAMLI) rises by $338 a year because it starts in 2027. Federal income tax falls by $281 a year because the standard deduction goes from $16,100 to $16,600 and the brackets are raised for inflation (projected).
- Take-home in 2026
- $56,207
- Take-home in 2027
- $56,150
- projected
- Change per year
- −$57
- −0.1%
- Federal income tax
- −$281
- withheld, change
- Federal income tax falls by $281 a year because the standard deduction goes from $16,100 to $16,600 and the brackets are raised for inflation (projected).
How this is calculated
- Take-home pay on the same salary under the 2027 rules minus the 2026 rules.
- Federal brackets, standard deduction and withholding for 2027 are projected with the inflation formula in the law from published BLS consumer prices; the IRS has not published them yet, and they are replaced when it does.
- Social Security wage base of $192,300 (announced).
- Maryland rules for 2027 (projected).
- The reference worker is a single filer with one job, paid every two weeks, with a standard Form W-4 and no pre-tax deductions, under 65.
Questions people ask
How much is a $75,000 paycheck biweekly vs semimonthly in Maryland?
Paid every two weeks, $75,000 takes home $2,159.80 per paycheck in Maryland. Paid twice a month, it takes home $2,339.77. The year adds up to the same; biweekly pay just splits it into more paychecks.
Does a 401(k) lower my Maryland taxes?
Yes. Traditional 401(k) contributions lower both federal and Maryland taxable wages. They do not lower Social Security and Medicare.
Do dependents change my Maryland paycheck?
Yes. Each child under 17 listed in Step 3 of Form W-4 lowers federal withholding by $2,200 a year, and each other dependent by $500. Maryland also allows $3,200 per dependent. Add them under More options in the calculator.
How often do Maryland employers have to pay?
Maryland law requires most employers to pay at least twice a month. Many pay more often than the law requires.
What if I live in Maryland but work in another state?
The calculator assumes you live and work in Maryland. If you work in another state, that state can withhold its own income tax, and your Maryland return settles how the two taxes fit together.
Why is my paycheck lower than this estimate?
Benefits, retirement contributions, a second job, extra withholding or a local tax the calculator was not told about all lower a paycheck. Add them under More options to match your pay stub.