2026 tax brackets
OfficialStudy1 min readThe 2026 federal brackets run from 10% to 37%, and the standard deduction is $16,100 for a single filer.
Key figures
- Standard deduction, single
- $16,100
- Married filing jointly
- $32,200
- Tax on $75,000
- $7,670
- 10.2% effective
- Marginal rate on $75,000
- 22%
What are the 2026 federal tax brackets?
There are 7 brackets in 2026, from 10% to 37%. For a single filer, the 37% bracket starts at $640,600 of taxable income.
Single
| Taxable income over | Rate |
|---|---|
| $0 | 10% |
| $12,400 | 12% |
| $50,400 | 22% |
| $105,700 | 24% |
| $201,775 | 32% |
| $256,225 | 35% |
| $640,600 | 37% |
Married filing jointly
| Taxable income over | Rate |
|---|---|
| $0 | 10% |
| $24,800 | 12% |
| $100,800 | 22% |
| $211,400 | 24% |
| $403,550 | 32% |
| $512,450 | 35% |
| $768,700 | 37% |
Head of household
| Taxable income over | Rate |
|---|---|
| $0 | 10% |
| $17,700 | 12% |
| $67,450 | 22% |
| $105,700 | 24% |
| $201,750 | 32% |
| $256,200 | 35% |
| $640,600 | 37% |
What is the standard deduction for 2026?
The 2026 standard deduction is $16,100 for single filers, $32,200 for married couples filing jointly and $24,150 for heads of household.
2026 tax brackets for married couples and heads of household
For married couples filing jointly, the 10% bracket covers the first $24,800 of taxable income and the 37% bracket starts at $768,700. For heads of household it starts at $640,600.
How much federal tax do you pay on $75,000 in 2026?
A single filer earning $75,000 owes $7,670 in federal income tax, an effective rate of 10.2%, on $58,900 of taxable income.
How this is calculated
- Wages minus the standard deduction gives taxable income; each bracket's rate applies to the part of it inside that bracket.
How do tax brackets affect your paycheck?
Each rate applies only to the income inside its bracket, so a raise never pushes your whole income into a higher bracket: only the dollars above the line pay the higher rate. On $75,000 the top rate reached is 22%, but the overall rate is 10.2%.
What changed from 2025 to 2026?
The brackets moved up with inflation: for a single filer the 22% bracket starts at $50,400, up $1,925 from $48,475. The standard deduction rose $350.
| Filing status | Rate | 2025 threshold | 2026 threshold | Change |
|---|---|---|---|---|
| single | 12% | $11,925 | $12,400 | $475 |
| single | 22% | $48,475 | $50,400 | $1,925 |
| single | 24% | $103,350 | $105,700 | $2,350 |
| single | 32% | $197,300 | $201,775 | $4,475 |
| single | 35% | $250,525 | $256,225 | $5,700 |
| single | 37% | $626,350 | $640,600 | $14,250 |
| married | 12% | $23,850 | $24,800 | $950 |
| married | 22% | $96,950 | $100,800 | $3,850 |
| married | 24% | $206,700 | $211,400 | $4,700 |
| married | 32% | $394,600 | $403,550 | $8,950 |
| married | 35% | $501,050 | $512,450 | $11,400 |
| married | 37% | $751,600 | $768,700 | $17,100 |
| head | 12% | $17,000 | $17,700 | $700 |
| head | 22% | $64,850 | $67,450 | $2,600 |
| head | 24% | $103,350 | $105,700 | $2,350 |
| head | 32% | $197,300 | $201,750 | $4,450 |
| head | 35% | $250,500 | $256,200 | $5,700 |
| head | 37% | $626,350 | $640,600 | $14,250 |
Cite this page
The figures on this page may be reused with a link back to this page.
Paycheck Stats (2026). 2026 tax brackets. Paycheck Stats. Retrieved from https://paycheckstats.com/stats/tax-brackets-2026 (data checked November 1, 2026).
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