Colorado income tax rate 2026
OfficialColorado rates, brackets and the tax on common salaries.
- Rate
- 4.4%
- Tax on $75,000
- $2,592
- 3.5% effective
- Tax on $100,000
- $3,692
- 3.7% effective
- Rank among taxing states
- #25 of 42
- by tax taken on $75,000, 1 takes the most
What is the Colorado income tax rate in 2026?
Colorado taxes wages at a flat 4.4% in 2026. On a $75,000 salary, Colorado income tax is $2,592, an effective rate of 3.46%.
How this is calculated
- The effective rate is the yearly state income tax divided by gross pay, after the state's deductions and exemptions.
- The reference worker is a single filer with one job, paid every two weeks, with a standard Form W-4 and no pre-tax deductions, under 65.
Colorado income tax brackets for 2026
Colorado has one flat rate of 4.4% for every filer, so there are no brackets: the same rate applies to every dollar of taxable income. Colorado tax is owed on top of federal income tax, which follows the federal tax brackets for 2026.
Single
| Taxable income over | Rate |
|---|---|
| $0 | 4.4% |
Married filing jointly
| Taxable income over | Rate |
|---|---|
| $0 | 4.4% |
Head of household
| Taxable income over | Rate |
|---|---|
| $0 | 4.4% |
How much Colorado income tax do you pay on $100,000?
On $100,000 of wages, Colorado income tax is $3,692 in 2026, an effective rate of 3.69%. The table runs from $30,000 to $300,000.
How this is calculated
- Each salary is single filer wages with no pre-tax deductions, through the state's rules for the year.
- The reference worker is a single filer with one job, paid every two weeks, with a standard Form W-4 and no pre-tax deductions, under 65.
What is the Colorado standard deduction in 2026?
Colorado uses the federal standard deduction, $16,100 for single filers in 2026.
- Standard deduction, single
- None
- Married filing jointly
- None
- Personal exemption
- None
How did Colorado income tax change in 2026, and what changes in 2027?
Colorado kept its rate at 4.4% in 2026. No 2027 schedule has been published yet.
| Tax year | Kind | Lowest rate | Top rate | Standard deduction, single | Status |
|---|---|---|---|---|---|
| 2025 | flat | 4.4% | 4.4% | none | official |
| 2026 | flat | 4.4% | 4.4% | none | official |
How does Colorado income tax compare with other states?
On $75,000, Colorado income tax ranks #25 of 42 states that tax wages, where #1 takes the most. The state income tax rates page compares all of them.
How this is calculated
- Each state's income tax on the same $75,000 salary, single filer, under its rules for 2026.
- States without a wage income tax are left out of this rank.
- The reference worker is a single filer with one job, paid every two weeks, with a standard Form W-4 and no pre-tax deductions, under 65.
Do Colorado cities or counties charge income tax?
Some Colorado cities charge an occupational tax on wages earned there; the calculator includes 4 of them: Denver, Greenwood Village, Glendale and Sheridan. The Colorado paycheck calculator adds the one you pick.
| Locality | Kind | Resident rate | Note |
|---|---|---|---|
| Denver | city | none | $5.75 a month occupational privilege tax for people who work in Denver and earn $500 or more in the month |
| Greenwood Village | city | none | $2 a month occupational privilege tax for people who work in Greenwood Village and earn $250 or more in the month |
| Glendale | city | none | $5 a month occupational privilege tax for people who work in Glendale and earn more than $750 in the month |
| Sheridan | city | none | $3 a month occupational privilege tax for people who work in Sheridan and earn more than $500 in the month |
How is Colorado income tax withheld from a paycheck?
Employers withhold Colorado income tax from each paycheck, using the Form DR 0004 (optional) or the federal Form W-4 each employee fills in. On a $75,000 salary paid every two weeks, that is $117.62 a paycheck. Colorado employers withhold about $467 more a year than the tax owed on $75,000, so a typical worker gets it back at filing.
Employer withholding tables can differ from the yearly tax owed; the return settles the difference.
How this is calculated
- Employers withhold 4.4% of annual pay above an allowance: the amount on Form DR 0004, or $5,500 ($11,000 married filing jointly) when only a federal W-4 is on file (DR 1098). Paychecks here assume only a federal W-4.
Questions people ask
How much Colorado tax is withheld from a bonus?
No separate flat rate for bonuses: they go through the regular DR 1098 worksheet, 4.4% of annualized pay above the withholding allowance.
Does Colorado tax overtime and tips?
Partly. Colorado has its own, narrower version of the federal deductions for overtime and tips. From 2026 Colorado adds back the federal overtime deduction (HB25-1296) but keeps the tips deduction.
Do 401(k) contributions lower Colorado income tax?
Yes. Traditional 401(k) contributions lower Colorado taxable wages, as they do for federal income tax.