Rhode Island income tax rate 2026
OfficialRhode Island rates, brackets and the tax on common salaries.
- Rate
- 3.75% to 5.99%
- Tax on $75,000
- $2,196
- 2.9% effective
- Tax on $100,000
- $3,148
- 3.1% effective
- Rank among taxing states
- #37 of 42
- by tax taken on $75,000, 1 takes the most
What is the Rhode Island income tax rate in 2026?
Rhode Island taxes wages at 3.75% to 5.99% in 2026. On a $75,000 salary, Rhode Island income tax is $2,196, an effective rate of 2.93%.
How this is calculated
- The effective rate is the yearly state income tax divided by gross pay, after the state's deductions and exemptions.
- The reference worker is a single filer with one job, paid every two weeks, with a standard Form W-4 and no pre-tax deductions, under 65.
Rhode Island income tax brackets for 2026
Rhode Island has 3 brackets for single filers, from 3.75% to 5.99%. The 5.99% top bracket starts at $186,450 of taxable income for a single filer. Federal income tax comes on top, under the 2026 federal tax brackets.
Single
| Taxable income over | Rate |
|---|---|
| $0 | 3.75% |
| $82,050 | 4.75% |
| $186,450 | 5.99% |
Married filing jointly
| Taxable income over | Rate |
|---|---|
| $0 | 3.75% |
| $82,050 | 4.75% |
| $186,450 | 5.99% |
Head of household
| Taxable income over | Rate |
|---|---|
| $0 | 3.75% |
| $82,050 | 4.75% |
| $186,450 | 5.99% |
Brackets apply to taxable income after the state's deductions and exemptions, not to gross pay.
How much Rhode Island income tax do you pay on $100,000?
On $100,000 of wages, Rhode Island income tax is $3,148 in 2026, an effective rate of 3.15%. The table runs from $30,000 to $300,000. For your own pay, the Rhode Island income tax calculator shows the tax on every paycheck. The Rhode Island minimum wage 2026 page covers the low end of the pay scale.
How this is calculated
- Each salary is single filer wages with no pre-tax deductions, through the state's rules for the year.
- The reference worker is a single filer with one job, paid every two weeks, with a standard Form W-4 and no pre-tax deductions, under 65.
What is the Rhode Island standard deduction in 2026?
The Rhode Island standard deduction is $11,200 for single filers and $22,400 for married couples filing jointly in 2026. Each filer also gets a personal exemption of $5,250.
- Standard deduction, single
- $11,200
- Married filing jointly
- $22,400
- Personal exemption
- $5,250
How did Rhode Island income tax change in 2026, and what changes in 2027?
Rhode Island kept its rate at 3.75% to 5.99% in 2026. No 2027 schedule has been published yet.
| Tax year | Kind | Lowest rate | Top rate | Standard deduction, single | Status |
|---|---|---|---|---|---|
| 2025 | progressive | 3.75% | 5.99% | $10,900 | official |
| 2026 | progressive | 3.75% | 5.99% | $11,200 | official |
How does Rhode Island income tax compare with other states?
On $75,000, Rhode Island income tax ranks #37 of 42 states that tax wages, where #1 takes the most. The state income tax rates page compares all of them.
How this is calculated
- Each state's income tax on the same $75,000 salary, single filer, under its rules for 2026.
- States without a wage income tax are left out of this rank.
- The reference worker is a single filer with one job, paid every two weeks, with a standard Form W-4 and no pre-tax deductions, under 65.
How is Rhode Island income tax withheld from a paycheck?
Employers withhold Rhode Island income tax from each paycheck, using the Form RI W-4 each employee fills in. On a $75,000 salary paid every two weeks, that is $106.73 a paycheck. Rhode Island employers withhold about $579 more a year than the tax owed on $75,000, so a typical worker gets it back at filing.
Employer withholding tables can differ from the yearly tax owed; the return settles the difference.
How this is calculated
- Percentage method from the 2026 withholding tax booklet: the tax brackets (no standard deduction) applied to wages minus $1,000 a year per allowance, with no allowances above $290,800 of yearly wages. The calculator assumes Form RI W-4 with allowances for you, a spouse and each dependent (at most 10).
Questions people ask
How much Rhode Island tax is withheld from a bonus?
Employers can withhold Rhode Island tax on a bonus at a flat 5.99%. The return settles the actual tax on it.
Does Rhode Island tax overtime and tips?
Yes. Rhode Island taxes overtime and tips in full. Federal law lets workers deduct qualified tips and the extra half of overtime pay, within limits, from 2025 to 2028, but Rhode Island has not adopted that.
Do 401(k) contributions lower Rhode Island income tax?
Yes. Traditional 401(k) contributions lower Rhode Island taxable wages, as they do for federal income tax.