Minnesota income tax rate 2026
OfficialMinnesota rates, brackets and the tax on common salaries.
- Rate
- 5.35% to 9.85%
- Tax on $75,000
- $3,577
- 4.8% effective
- Tax on $100,000
- $5,277
- 5.3% effective
- Rank among taxing states
- #4 of 42
- by tax taken on $75,000, 1 takes the most
What is the Minnesota income tax rate in 2026?
Minnesota taxes wages at 5.35% to 9.85% in 2026. On a $75,000 salary, Minnesota income tax is $3,577, an effective rate of 4.77%.
How this is calculated
- The effective rate is the yearly state income tax divided by gross pay, after the state's deductions and exemptions.
- The reference worker is a single filer with one job, paid every two weeks, with a standard Form W-4 and no pre-tax deductions, under 65.
Minnesota income tax brackets for 2026
Minnesota has 4 brackets for single filers, from 5.35% to 9.85%. The 9.85% top bracket starts at $203,150 of taxable income for a single filer. Federal income tax comes on top, under the 2026 federal tax brackets.
Single
| Taxable income over | Rate |
|---|---|
| $0 | 5.35% |
| $33,310 | 6.8% |
| $109,430 | 7.85% |
| $203,150 | 9.85% |
Married filing jointly
| Taxable income over | Rate |
|---|---|
| $0 | 5.35% |
| $48,700 | 6.8% |
| $193,480 | 7.85% |
| $337,930 | 9.85% |
Head of household
| Taxable income over | Rate |
|---|---|
| $0 | 5.35% |
| $41,010 | 6.8% |
| $164,800 | 7.85% |
| $270,060 | 9.85% |
Brackets apply to taxable income after the state's deductions and exemptions, not to gross pay.
How much Minnesota income tax do you pay on $100,000?
On $100,000 of wages, Minnesota income tax is $5,277 in 2026, an effective rate of 5.28%. The table runs from $30,000 to $300,000. For your own pay, the Minnesota income tax calculator shows the tax on every paycheck. The Minnesota minimum wage 2026 page covers the low end of the pay scale.
How this is calculated
- Each salary is single filer wages with no pre-tax deductions, through the state's rules for the year.
- The reference worker is a single filer with one job, paid every two weeks, with a standard Form W-4 and no pre-tax deductions, under 65.
What is the Minnesota standard deduction in 2026?
The Minnesota standard deduction is $15,300 for single filers and $30,600 for married couples filing jointly in 2026.
- Standard deduction, single
- $15,300
- Married filing jointly
- $30,600
- Personal exemption
- None
How did Minnesota income tax change in 2026, and what changes in 2027?
Minnesota kept its rate at 5.35% to 9.85% in 2026. No 2027 schedule has been published yet.
| Tax year | Kind | Lowest rate | Top rate | Standard deduction, single | Status |
|---|---|---|---|---|---|
| 2025 | progressive | 5.35% | 9.85% | $14,950 | official |
| 2026 | progressive | 5.35% | 9.85% | $15,300 | official |
How does Minnesota income tax compare with other states?
On $75,000, Minnesota income tax ranks #4 of 42 states that tax wages, where #1 takes the most. The state income tax rates page compares all of them.
How this is calculated
- Each state's income tax on the same $75,000 salary, single filer, under its rules for 2026.
- States without a wage income tax are left out of this rank.
- The reference worker is a single filer with one job, paid every two weeks, with a standard Form W-4 and no pre-tax deductions, under 65.
How is Minnesota income tax withheld from a paycheck?
Employers withhold Minnesota income tax from each paycheck, using the Form W-4MN each employee fills in. On a $75,000 salary paid every two weeks, that is $137.56 a paycheck.
Employer withholding tables can differ from the yearly tax owed; the return settles the difference.
How this is calculated
- Minnesota withholding tables or computer formula: annual wages minus $5,300 per W-4MN allowance, taxed at the four Minnesota rates.
Questions people ask
How much Minnesota tax is withheld from a bonus?
Employers can withhold Minnesota tax on a bonus at a flat 6.25%. The return settles the actual tax on it.
Does Minnesota tax overtime and tips?
Yes. Minnesota taxes overtime and tips in full. Federal law lets workers deduct qualified tips and the extra half of overtime pay, within limits, from 2025 to 2028, but Minnesota has not adopted that.
Do 401(k) contributions lower Minnesota income tax?
Yes. Traditional 401(k) contributions lower Minnesota taxable wages, as they do for federal income tax.